:root{--navy:#0E2A44;--navy2:#0A2036;--brass:#2E8B8B;--brass2:#37A3A3;--bg:#F8FAFB;--bg2:#EDF2F3;--line:#DCE6E7;}
:root{
  --navy:#14233B; --navy2:#0E1A2C; --ink:#1B2026; --muted:#5C6675;
  --bg:#FBFAF7; --bg2:#F2EFE8; --card:#FFFFFF; --line:#E4DFD4;
  --brass:#9C7C46; --brass2:#B5944F;
  --maxw:1140px; --serif:"Source Serif 4",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased;font-size:17px}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.15;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,3.5rem);font-weight:600}
h2{font-size:clamp(1.7rem,3.2vw,2.4rem)}
h3{font-size:1.3rem}
p{color:#33393F}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.eyebrow{font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--brass)}
.lede{font-size:1.22rem;color:#3A4047;line-height:1.6}
.muted{color:var(--muted)}
section{padding:84px 0}
.tight{padding:60px 0}
.rule{height:1px;background:var(--line);border:0}
.center{text-align:center}
.maxnarrow{max-width:760px}
/* buttons */
.btn{display:inline-block;font-family:var(--sans);font-weight:600;font-size:.95rem;letter-spacing:.01em;padding:14px 26px;border-radius:2px;border:1px solid var(--navy);background:var(--navy);color:#fff;transition:.18s;cursor:pointer}
.btn:hover{background:var(--navy2);border-color:var(--navy2)}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff}
.btn.brass{background:var(--brass);border-color:var(--brass)}
.btn.brass:hover{background:var(--brass2);border-color:var(--brass2)}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brandmark{display:flex;align-items:center;gap:12px}
.monogram{width:38px;height:38px;border:1.5px solid var(--navy);color:var(--navy);display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-weight:600;font-size:.86rem;letter-spacing:.04em}
.brandtext{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:1.06rem;letter-spacing:.01em;line-height:1.05}
.brandtext small{display:block;font-family:var(--sans);font-weight:500;font-size:.62rem;letter-spacing:.22em;text-transform:uppercase;color:var(--brass);margin-top:3px}
nav.links{display:flex;align-items:center;gap:26px}
nav.links a{font-size:.88rem;font-weight:500;color:#3A4047;letter-spacing:.01em;padding:4px 0;border-bottom:2px solid transparent;transition:.15s}
nav.links a:hover{color:var(--navy)}
nav.links a.active{color:var(--navy);border-bottom-color:var(--brass)}
.navcta{margin-left:6px}
.navcta .btn{padding:10px 20px;font-size:.85rem}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;font-size:1.5rem;color:var(--navy)}
/* hero */
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background:radial-gradient(120% 90% at 85% -10%,rgba(181,148,79,.16),transparent 60%);pointer-events:none}
.hero .wrap{position:relative;z-index:2;padding-top:104px;padding-bottom:104px;max-width:980px}
.hero h1{color:#fff;max-width:16ch}
.hero .eyebrow{color:var(--brass2)}
.hero .lede{color:#C9D2DE;margin-top:22px;max-width:60ch}
.hero-sub{background:var(--navy2);color:#AEB9C7;font-size:.9rem;border-top:1px solid rgba(255,255,255,.08)}
.hero-sub .wrap{display:flex;flex-wrap:wrap;gap:8px 40px;padding-top:20px;padding-bottom:20px}
.hero-sub b{color:#fff;font-weight:600}
/* page header (interior) */
.pagehead{background:var(--navy);color:#fff;padding:74px 0 66px}
.pagehead h1{color:#fff}
.pagehead .lede{color:#C9D2DE;margin-top:18px;max-width:62ch}
.pagehead .eyebrow{color:var(--brass2);margin-bottom:14px;display:block}
/* grids & cards */
.grid{display:grid;gap:28px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);padding:34px 32px;border-radius:3px}
.card h3{margin-bottom:10px}
.card .num{font-family:var(--serif);color:var(--brass);font-size:1.1rem;font-weight:600}
.sector{background:var(--card);border:1px solid var(--line);padding:26px 24px;border-radius:3px;border-left:3px solid var(--brass)}
.sector h3{font-size:1.12rem;margin-bottom:6px}
.sector p{font-size:.96rem;color:var(--muted)}
.alt{background:var(--bg2)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.narrow{gap:48px}
.kicker{font-family:var(--serif);font-size:1.45rem;color:var(--navy);line-height:1.4;font-weight:500}
ul.ticks{list-style:none;margin-top:18px}
ul.ticks li{position:relative;padding-left:30px;margin-bottom:14px;color:#33393F}
ul.ticks li:before{content:"";position:absolute;left:0;top:10px;width:14px;height:1.5px;background:var(--brass)}
.stat{font-family:var(--serif);font-size:2.6rem;color:var(--navy);font-weight:600;line-height:1}
.stat + p{margin-top:8px;font-size:.95rem;color:var(--muted)}
.steps{counter-reset:step}
.step{display:flex;gap:22px;padding:26px 0;border-top:1px solid var(--line)}
.step:before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--serif);color:var(--brass);font-size:1.2rem;font-weight:600;min-width:42px}
.step h3{margin-bottom:6px}
.quote{font-family:var(--serif);font-size:1.5rem;line-height:1.5;color:var(--navy);font-weight:500}
.quote-attr{margin-top:18px;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
/* band */
.band{background:var(--navy);color:#fff}
.band h2{color:#fff}
.band p{color:#C9D2DE}
.band .eyebrow{color:var(--brass2)}
/* report list */
.report{display:grid;grid-template-columns:140px 1fr auto;gap:28px;align-items:baseline;padding:28px 0;border-top:1px solid var(--line)}
.report .q{font-family:var(--serif);color:var(--brass);font-weight:600}
.report h3{font-size:1.18rem}
.report .tag{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
/* forms */
.formwrap{background:var(--card);border:1px solid var(--line);border-radius:4px;padding:44px}
.field{margin-bottom:22px}
.field label{display:block;font-size:.82rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--navy);margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;font-family:var(--sans);font-size:1rem;padding:13px 14px;border:1px solid #D5CFC3;border-radius:2px;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brass);box-shadow:0 0 0 3px rgba(156,124,70,.12)}
.field textarea{min-height:120px;resize:vertical}
.field.half{display:inline-block;width:calc(50% - 8px)}
.field.half:first-child{margin-right:14px}
.note{font-size:.85rem;color:var(--muted)}
/* footer */
footer.site{background:var(--navy2);color:#A9B4C2;padding:64px 0 30px;font-size:.92rem}
footer.site .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
footer.site h4{color:#fff;font-family:var(--sans);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:600;margin-bottom:16px}
footer.site a{color:#A9B4C2;display:block;margin-bottom:9px}
footer.site a:hover{color:#fff}
footer.site .fbrand{font-family:var(--serif);color:#fff;font-size:1.15rem;margin-bottom:12px}
footer.site .fdesc{max-width:34ch;color:#8E99A8;line-height:1.6}
footer .botbar{border-top:1px solid rgba(255,255,255,.08);margin-top:48px;padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;color:#7A8595;font-size:.82rem}
.tag-il{display:inline-block;border:1px solid var(--brass);color:var(--brass2);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;padding:5px 12px;border-radius:2px}
/* responsive */
@media(max-width:900px){
  .split,.g2,.g3,.g4{grid-template-columns:1fr}
  nav.links{display:none;position:absolute;top:74px;left:0;right:0;background:var(--bg);border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:0;padding:10px 28px 22px}
  nav.links.open{display:flex}
  nav.links a{width:100%;padding:12px 0;border-bottom:1px solid var(--line)}
  .navcta{display:none}
  .menu-toggle{display:block}
  footer.site .cols{grid-template-columns:1fr 1fr}
  .report{grid-template-columns:1fr;gap:6px}
  .field.half{width:100%;display:block;margin-right:0}
}